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Terms & Conditions

Creditsafe Business Solutions Ltd

Agreement

Terms and Conditions

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1. Agreement

1. This is an Agreement between you and Creditsafe Business Solutions Ltd ("Creditsafe") regarding the use of the Creditsafe Service. The "Service" is defined as one or more of the following:

1. Ltd company report – A comprehensive report that provides information relating to a limited company, including a credit rating and limit, CCJ information, group structure and up to 3 years financial information as standard.

2. Non ltd company report - A report that provides information relating to a non ltd company including address, CCJ Information and Credit rating and limit.

3. Director report – a report detailing information on a company director, including a service address, and where filed, and all previous and current directorships.

1. By accessing or using the Service you are accepting to be bound by our terms and conditions contained in this agreement and all details contained in your online shopping basket and invoice.

2. The Service purchased is specified in your online shopping basket.

2. Charges and Payment

1. Each time you use the Service, you will pay the Charges in advance by credit or debit card.

2. The price for the Service shall be exclusive of any value added tax which amount you will pay in addition when it is due to pay for the Service.

3. If the Customer fails to pay the Company any sum due pursuant to the Contract, the Customer shall be liable to pay interest to the Company on such sum from the due date for payment at the annual rate of 4% above the base lending rate from time to time of HSBC Plc, accruing on a daily basis until payment is made, whether before or after any judgment. The Company reserves the right to claim interest under the Late Payment of Commercial Debts (Interest) Act 1998.

3. C’editsafe's Proprietary Rights

1. Except as expressly provided herein access to the Service does not grant you any database rights or rights in the copyright, trademarks or any other intellectual property rights of Creditsafe or any third party.

2. The Service made available to you is protected by copyright and other intellectual property rights. You acknowledge that you are not permitted to copy, reproduce or modify any element of the Service without Creditsafe's written permission. Creditsafe may take steps to assist identification of its Service including (without limitation) data encryption, addition of dummy records or any other technical or other method Creditsafe considers necessary.

4. Your Obligations and Conduct

1. You agree to abide by all laws & regulations applicable to your use of the Service and not withstanding fore going to comply in all respects in the Data Protection Act 1998.

2. The Service made available to you is provided solely for your own use and you will not, without our written permission, transfer or sell or attempt to transfer or sell your access to or use of the Service (or any part or facility of it) or any of your rights or obligations under this Agreement to any other person unless:-

1. That use is the purpose for which the access has been granted for; or

2. It is expressly permitted by Creditsafe in writing.

3. During this Agreement you agree not to:

1. Use the website, information, materials or Database fraudulently, in connection with or for purposes of a criminal offence, or otherwise unlawfully;

2. Attempt to gain unauthorised access to the information, materials, Database or website or other networks connected to the website, through any means whatsoever; or

3. Modify any of the information, materials, Database or any part of the website.

5. Password and Security

1. You agree that you are responsible for maintaining the confidentiality of your password and account details and are fully responsible for all activities using your password or account. You agree to immediately notify Creditsafe of any unauthorised use of your password or account.

6. Obligations, Warranties and Limitation of Liability

1. The material and information that you are provided with is collated from Public Sources that are out of Creditsafe's control. Whilst Creditsafe aims always to maintain a quality fully operative service, the Service and Alliance Partner services are nonetheless provided on an "as is", as available basis without warranties of any kind, whether express or implied.

2. Specifically Creditsafe gives you no warranty or assurance about the contents of the Service. Whilst Creditsafe does endeavour to maintain the accuracy and the quality of the Service, they may be incorrect or out of date. Therefore any use you make of the Service is at your own risk.

3. Creditsafe disclaims all liability in contract (including negligence) or otherwise in connection with the Service and Alliance Partner service for any indirect, incidental, third party, special or consequential loss, loss of profit, revenue, savings or data which may result from the use, delays in use, or inability to use the Service.

4. Creditsafe's entire liability in respect of all claims arising out of or in connection with this Agreement or its subject matter in any shall not exceed an amount equal to the sums payable by you to Creditsafe in respect of that use of the Service.

5. Nothing in this clause 6 or any other provision of this Agreement shall seek to exclude or limit liability for death, personal injury or fraudulent misrepresentation.

6. If Creditsafe believes that you have breached any provision of this Agreement or in the event of your insolvency or bankruptcy Creditsafe may, with immediate effect and without notice, terminate this Agreement or suspend access to the Service.

7. Indemnity

1. You agree to indemnify, defend and hold Creditsafe, its parents, subsidiaries, affiliates, officers and employees harmless from any loss, cost, damage, claim or demand, including reasonable legal fees, made by any third party or incurred or suffered by Creditsafe or its parents, subsidiaries, affiliates, officers or employees in connection with your use of the Service in breach of this Agreement or any negligence.

2. You agree to indemnify Creditsafe from all costs, claims, losses, damages, or awards which Creditsafe may sustain or incur as a result of any breach by you of the provisions of the Data Protection Act 1998.

8. Assignment and Resale

1. This Agreement is for a single user and is personal to you. You will not without prior written consent of Creditsafe re-assign, re-sell, sub-lease or in any other way transfer the Service or any of your rights or obligations under the terms of this Agreement.

9. Force Majeure

1. Creditsafe will not be liable for failure to perform any obligation under this Agreement if such failure is caused by the occurrence of any unforeseen contingency or circumstances beyond the reasonable control of Creditsafe, including without limitation Internet outages, communications outages, fire, flood war or act of God.

2. These terms shall survive any termination of this Agreement.

10. Miscellaneous

1. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck out and the remaining provisions shall remain enforceable.

2. The parties confirm their intent not to confer any rights on any third parties by virtue of this Agreement and accordingly the Contracts (Rights of Third parties) Act 1999 shall not apply to this Agreement

3. The terms of this Agreement and the provision of the Service and the relationship between you and Creditsafe shall be governed by the laws of England and Wales. You agree irrevocably to submit to the exclusive jurisdiction of the courts of England and Wales.

4. The failure of Creditsafe to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such a right. This Agreement constitutes the entire agreement between you and Creditsafe in relation to the Service.

 

(*) Registered address of Creditsafe – Caspian Point One, Pierhead Street, Cardiff  Bay, Cardiff, CF10 4DQ.